Your Property Journey
Select your role below to see a detailed roadmap of what to expect at each stage. Knowledge is power — understand the process to make better decisions.
buyer Journey Roadmap
Check your credit score, save for a deposit (typically 5–20%), and get a mortgage in principle.
- Check your credit score (Experian, Equifax, ClearScore) and fix any errors
- Save for a deposit (5% minimum, 10–20% gets better rates)
- Reduce debts and improve credit score 6+ months before applying
- Get a mortgage in principle (AIP/DIP) to know your budget
- Factor in solicitor fees (£1000–£1500), survey (£400–£1000), stamp duty
- Use our Stamp Duty and Mortgage calculators in the Tools section
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